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CPF & Retirement Planning
At 55 and at 65, you have to make decisions for your CPF that are hard to undo.
Many Singaporeans make them without understanding the full picture.
Questions that you might have:
Should I top up to RA?
Which plan from CPF should I take?
Should I delay my CPF Payouts?
⭐⭐⭐⭐⭐ Trusted by 172+ Singaporeans
Date: Wed, 20 May
Time: 7.30pm - 9pm
Zoom Online
CPF & Retirement Planning
At 55 and at 65, you have to make decisions for your CPF & your retirement planning that are hard to undo.
Many Singaporeans make them without understanding the full picture.
Questions that you might have:
Should I top up to RA?
Which plan from CPF should I take?
Should I delay my CPF Payouts?
What alternatives do I have, besides CPF?
How can I make sure my retirement income lasts as long as I do?
Date: 20 Jan 2026 (Tue)
Time: 7.30am - 9.00pm
Zoom Online
Date:
Wed, 20 May
Time:
7.30pm - 9pm
Duration: 60 minutes
Format:
Live on Zoom
A free, practical webinar for Singaporeans aged 50–65 who want to retirement planning options & how CPF plays a part before the moment arrives.
Know what the three CPF LIFE payout plans to choose and how to think about the top-up for my RA.
How much income your current portfolio can provide, and is that enough for the retirement you want?
Find out if your current plan has any of the three gaps that commonly cost pre-retirees money
Many Singaporeans with CPF are making plans based on assumptions that no longer hold.
It's not that they aren't careful. It's that CPF is more complex than it looks, and the decisions it requires come at specific moments, with real consequences.
Three assumptions we often see:
"The default CPF LIFE plan is probably fine for me"
Most people accept the default option at 65. The default is not wrong. But choosing without comparison is choosing blind.
"I'll work out the details closer to the time"
CPF milestone decisions at 55 and at 65 and retirement planning require time and information to make well. Many people first look into them only after they've received the letter from CPF, under time pressure. That is not the ideal moment to think clearly.
"My current plan probably covers everything"
A common finding in retirement reviews is that people have coverage gaps they weren't aware of. Insurance premiums on policies that no longer serve them. Portfolios that look strong on paper but underperform on an annualised basis. These gaps compound over time.
Understanding the options before you have to decide is the single most useful thing you can do at this stage.
It is not just about having options. It is about understanding them properly.
CPF can provide an important retirement foundation. But the choices around retirement sums and CPF Life can affect how your plan takes shape.
Clarity around the income your present portfolio can provide, the potential gap, and different options can help you make clear and informed decision...
... So you are able to have the retirement you want, that lasts for as long as you are around.
This webinar helps you understand those options clearly.
This session is for general educational purposes only. Outcomes vary. Individual suitability assessment is required for personalised recommendations.
What this session covers
Understand the three options at 55 (BRS, FRS, ERS) and what each one means for your retirement income
See how the three CPF LIFE payout plans (Standard, Escalating, Basic) differ and what drives the choice between them
Know clearly how much income your current portfolio can provide, and whether there's a gap between what you have and what you want for your retirement
Understand the three most common retirement planning gaps among Singaporeans at this life stage and how to check whether you have them
See how CPF fits alongside your other assets and why the plan you choose affects more than just your CPF payout
Virtual Event. Limited Spots Available
About your host
Ian Tan Choon Kang is a MAS-licensed financial adviser representative with Financial Alliance Pte Ltd
REP No.: TCK300111203
Finance-trained from NUS. Numbers-driven.
Ian isn't here to sell you more products. He's a Chartered Financial Consultant (ChFC®/S) and 3x MDRT qualifier who specializes in one thing: helping Singaporeans recalibrate portfolios from accumulation to stewardship season.
Unlike advisors tied to one company, Ian has access to Singapore's complete market:
17 insurers
71 asset managers
10 investment platforms
Full spectrum: ETFs to private investments
Ian works with pre-retirees and retirees across Singapore. His approach is framework-first: he focuses on helping clients understand how to think about their financial situation, not just which products to hold.
The goal is to leave you with a clearer picture of the CPF decisions ahead and what they mean for your retirement.
This is an educational session, not personalised financial advice.
Personalised financial advice requires a separate suitability assessment conducted by a licensed adviser.
The approach behind this session:
Active Stewardship
Active Stewardship means taking an intentional role in how your money is structured, how it supports your life, and how it is eventually passed on. Ian works with a three-part framework that he applies across every client situation. It shapes how this session is structured and how the CPF decisions are explained.
PLAN
Your financial foundation.
This includes understanding your CPF position, your protection coverage, and your "Enough Number"... the income you actually need to live the retirement you want.
PROVIDE
How your assets generate the income you live on.
CPF Life is one source. Other savings, investments, and policies are others. This session looks at how CPF fits into the full picture as a foundation.
PASS ON
What remains for your family.
Different plans have different bequest outcomes. If legacy matters to you, this is part of the decision and not an afterthought.
Virtual Event. Limited Spots Available
What past attendees have taken away
"Loved everything so far"
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"My life changed forever"
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"Highly recommend this"
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"The two CPF decisions — at 55 and at 65 — are among the most consequential financial choices a Singaporean will make. They are also among the least understood.
This session exists to close that gap."
— Ian Tan Choon Kang, Active Stewardship
Common questions
Q: Is there a replay available after the session?
No. This is a live session only. There is no recording or replay. The session is kept live-only to allow attendees to ask questions in real time.
Q: Is this a sales session?
No. This is an educational session on CPF planning. No products are discussed or recommended during the webinar. If you'd like a personalised conversation about your specific situation after the session, that can be arranged separately — and Ian will explain how at the end.
Q: Who should attend?
This session is designed for Singaporeans aged 50–65 who are approaching one or both CPF milestones (at 55 and at 65), particularly those who have CPF savings and other investments or assets they'd like to consider alongside their CPF decision.
Q: Can I attend with my spouse?
Yes. Spouses are welcome and encouraged to attend together. Please register separately so both receive confirmation details and reminders.
Q: I already have a financial adviser. Is this still relevant for me?
Yes — understanding the CPF decisions is useful regardless of whether you already have an adviser. This session focuses on education: how the plans work, what the choices mean, and how to think about the decision. You can use what you learn here in conversations with your existing adviser.
Q: I already have an existing arrangement with CPF — should I still attend?
Yes. Whether you've already made your CPF decisions or are approaching them, this session helps you understand where you stand and whether your current situation is working the way you expect.
Virtual Event. Limited Spots Available
What Others in Similar Situations Say
"I realized I was stewarding passively—just letting things sit. This framework helped me become intentional again."
— Mr. Tan, 64, father of 3
"The seasonal stewardship concept clicked. What I needed at 45 is not what I need at 65."
— Mrs. Lim, 62, caring for aging parents
"As someone who takes my responsibility to provide seriously, I finally have a clear way to think it through."
— Mr. Chen, 67, grandfather providing for three generations
"The biblical foundation resonated deeply. This isn't just finance—it's faithful stewardship."
— Mr. Goh, 61, active in church
Individual experiences may vary
Reserve your seat now
Free, live webinar
Wed, 20 May,
7.30pm - 9pm SGT
60 minutes — practical, no product discussion
Limited seats
